Credit facilities given to farmers; whose farm produce is harvested within a maximum period of four (4) months to (8) months for the purchase of agricultural inputs. Farmers who have an account with the bank and are seen to be creditworthy are given small credit facilities for this purpose with the aim of paying the bank, the principal together with the interest after the sale of their produce.
Fishermen and Fisherfolks are provided with Fishing inputs like nets, outboard motors, etc. Repayments of their facilities range from six to eight months during the fishing season.
- Inculcating a healthy banking habit and good records keeping
- Free financial education
- Flexible repayment period